1 Purpose of This Document
This document explains the methodology used to calculate, record, and present the The House of Kijana trading track record. It is intended to help prospective and active Members understand what the performance data means, how it is derived, and what its limitations are.
Transparency about methodology is a core commitment of the arrangement. Czar believes that Members should understand exactly what they are looking at before drawing any conclusions from performance data.
2 What the Track Record Shows
The public track record at abilitiesfinance.com/track-record.html shows monthly trading performance results for the The House of Kijana trading operation. Each monthly entry includes:
| Field | Description |
|---|---|
| Month / Year | The calendar month to which the result applies. |
| Result | The net trading result for the month, expressed as a percentage of the capital deployed during that month. |
| Status | Profit, Loss, or Break-Even. |
| Notes | Any material events or context relevant to the month's result. |
3 How Performance Is Calculated
Monthly performance is calculated as follows:
- Starting balance: The total capital deployed at the beginning of the calendar month.
- Ending balance: The total capital value at the end of the calendar month, after all trading activity, fees, and withdrawals during the month.
- Net result: (Ending balance − Starting balance) ÷ Starting balance, expressed as a percentage.
- Adjustments: Withdrawals made during the month are added back to the ending balance before the calculation to avoid distorting the performance figure.
The figures shown are gross trading results — they reflect the total performance of the trading operation before the 80/20 profit-sharing split is applied. The Member's actual return is 80% of the net profit figure shown.
4 Reporting Period and Frequency
Results are reported on a calendar month basis. Each month's result is published on the track record page within the first 10 business days of the following month.
The track record begins from the first month of active trading operations. All months from inception are included — there is no selective reporting of only profitable periods.
5 How Figures Are Recorded
Performance figures are recorded by Czar J. Kijana directly from exchange account statements and trading platform records. The process is:
- Exchange account balances are captured at the start and end of each calendar month.
- All trading activity during the month is reviewed for accuracy.
- The net result is calculated and recorded.
- The result is published on the track record page with any relevant notes.
Self-reported. The track record is self-reported by Czar. It has not been independently audited by a third party. Prospective Members who require independently audited performance data should be aware of this limitation before participating.
6 The January 2026 Loss Event
Material Adverse Event — January 2026
In January 2026, The House of Kijana experienced a significant trading loss. The loss was the result of an adverse market event during a period of extreme cryptocurrency volatility. The full principal of all active Members at that time was affected.
This event is disclosed prominently on the track record page, in the FAQ, in the Risk Disclosure Statement, and in this document. It is not minimized or omitted from the record.
The January 2026 event is included in the track record as a loss month. It demonstrates that the risk disclosures in the promissory note and this document are real — not theoretical. Prospective Members should weigh this event carefully before participating.
7 What the Track Record Does Not Show
The track record does not show:
- Individual Member account balances or returns.
- The specific trading strategies, instruments, or positions used.
- Intra-month volatility or drawdown during a given month.
- Independently verified or audited figures.
- A guarantee or prediction of future performance.
8 Limitations and Caveats
- Past performance does not predict future results. The track record shows what has happened. It does not indicate what will happen.
- Cryptocurrency markets are highly volatile. Results can vary dramatically from month to month.
- The track record is self-reported. It has not been independently audited.
- Principal is at risk. Even a strong historical track record does not eliminate the risk of loss.
- The arrangement is not suitable for all people. Only participate with funds you can afford to lose entirely.
9 Related Resources
Questions About the Track Record?
If you have questions about the performance data or want to discuss the arrangement further, the best next step is a direct private conversation with Czar.
Request an AudienceThis is a high-risk private lending arrangement. Past performance does not guarantee future results. Only participate with funds you can afford to lose entirely.